South Carolina Licensing Resources

Producer

Individuals must complete a pre-licensing course of study for the lines of authority desired before taking any examination. The pre-licensing course must consist of 20 classroom hours per line of authority, or equivalent individual instruction, on the general principles of insurance for that line of authority. The lines of authority requiring a pre-licensing course are as follows:

• Life – 20 hour course on Life Insurance or 40 hour course on Life & Health Insurance
• Accident & Health or Sickness (Disability) – 20 hour course on Health Insurance or 40 hour course on Life & Health Insurance
• Combined Life / Accident & Health or Sickness (Disability) – 40 hour course on Life & Health Insurance
• Variable Life and Variable Annuity Products line of authority – exempt from both pre-licensing course and examination; however, must already hold and maintain “Life” line of authority, must have already passed securities examinations “Series 6” or “Series 7” and “Series 63” or “Series 66” and must be licensed with a registered Broker Dealer in accordance with the rules of the South Carolina Securities Commission. During the application process, an applicant will be required to provide the CRD number to verify the exams passed.

Once the pre-licensing course is completed and a certificate is awarded, the insurance licensing examination can be scheduled.

State Exam Information

Making Exam Reservations

Before scheduling your exam, we recommend that you read the Candidate Handbook for important details. Licensing exams are provided by PSI. Life exams, and Accident and Health or Sickness exams each cost $45. When scheduling your exam, be sure to use your legal name and personal information as it appears on your government issued ID. You can schedule your exam online or over the phone:

Online : https://home.psiexams.com/#/home
Phone: 833-518-7457

What to Bring

When scheduling your exam, be sure to use your legal name and personal information as it appears on your government issued ID. Bring a current form of identification (a valid Driver’s License, non-driver ID, passport, military ID, or Alien Registration card). 

Exam Procedures

• Report to the test center 30 minutes before the exam to complete paperwork.
• Examinees are not permitted to bring purses, study materials, books, calculators, or cell phones into the testing area.
• Only non-programmable calculators that are silent, battery- operated, do not have paper tape printing capabilities, and do not have a keyboard containing the alphabet will be allowed in the examination site.
• Examinees may not leave the room during an exam without permission from the exam proctor.

Exam format

• Each major line exam is given in a multiple-choice format.
• The passing score required on each exam is 70%.
• Your examination will be graded immediately upon submission. Your score will be displayed on screen at the end of the exam and a score report will be emailed to you. The exam may be taken six times in a one year period.
• Your passing grades will be reported to the South Carolina Department of Insurance by PSI.
• The passing certificate is valid for a period of one year from the exam date indicated, during which time you should file your online license application with NIPR.

Fingerprinting

American Online Insurance School provides information as a courtesy to individuals who getting licensed and/or are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither American Online Insurance School nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.