Ohio Licensing Resources

How to become an insurance agent

To become a Life and/or Health Agent in Ohio, you will need to do the following:

Pass your pre-licensing course

When you satisfy the requirements for your course, you will receive a Certificate of Completion. When you satisfy the requirements for your course, you will receive a Certificate of Completion, which you will need to take with you to your state exam. Pre-licensing education is valid for 180 days from the date of completion; you will need to take and pass your state exam within this timeframe.

Schedule your state exam

Before scheduling your exam, we recommend that you read the Candidate Handbook for important details. Licensing exams are provided by PSI. Life exams, and Accident and Health or Sickness exams each cost $42. When scheduling your exam, be sure to use your legal name and personal information as it appears on your government issued ID.​

You can schedule your exam online or over the phone:

Online : https://candidate.psiexams.com
Phone: (855) 807-3995

Complete your license application

After passing the exam, apply for your license by completing an application at a kiosk at the testing center or online http://www.nipr.com.

Get your fingerprints done

All individual resident applicants seeking to become licensed must have completed a fingerprint background check. You can get fingerprinted at the testing center or at a fingerprint location. For more information on fingerprinting requirements and locations, visit National Webcheck Vendors.

Producer

Individuals must complete a pre-licensing course of study for the lines of authority desired before taking any examination. Applicants are required to pass a final exam of the pre-licensing course with a 70% or higher to receive a certificate of completion and be eligible to take the state exam. The pre-licensing course must consist of 20 classroom hours per line of authority, or equivalent individual instruction, on the general principles of insurance for that line of authority. The lines of authority requiring a pre-licensing course are as follows:

  • Life – 20 hour course on Life Insurance
  • Accident & Health or Sickness – 20 hour course on Health Insurance
  • Variable Life and Variable Annuity Products line of authority – exempt from both pre-licensing course and examination; however, must already hold and maintain “Life” line of authority, must have already passed securities examinations “Series 6” or “Series 7” and “Series 63” or “Series 66” and must be licensed with a registered Broker Dealer in accordance with the rules of the Ohio Securities Commission. During the application process, an applicant will be required to provide the CRD number to verify the exams passed.

Once the pre-licensing course is completed and a certificate is awarded, the insurance licensing examination can be taken within 180 days from the date of the certificate. There is no limit on the number of times the exam may be retaken within the 180-day period.

State Exam Information

Making Exam Reservations

Before scheduling your exam, we recommend that you read the Candidate Handbook for important details. Licensing exams are provided by PSI.

When scheduling your exam, be sure to use your legal name and personal information as it appears on your government issued ID. The state exam must be taken within 180 days of completing your pre-licensing course, and the cost for the exam is $42 for Life exams, and for Accident & Health or Sickness exams. You can make an exam reservation through the following methods:

What to Bring

When scheduling your exam, be sure to use your legal name and personal information as it appears on your government issued ID.​ You will need two forms of ID on exam day: a current form of photo identification with signature (a valid Driver’s License, non-driver ID, passport, military ID, Alien Registration Card), as well as a secondary form of ID such as a debit card or employee ID. Please see the Candidate Handbook for a complete list of acceptable forms of identification.

You are required to present your pre-licensing education Certificate of Completion at the exam.  If you are getting licensed for both Life and Accident and Health or Sickness, the you will need to bring both Certificates of Completion to the state exam. Your Certificate must be signed and dated by you and by us, American Online Insurance School.

Exam Procedures

  • Report to the test center 30 minutes before the exam to complete paperwork.
  • Examinees are not permitted to bring purses, study materials, books, calculators, or cell phones into the testing area.
  • Calculators will be provided for use.
  • Examinees may not leave the room during an exam without permission from the exam proctor.
  • You will be given exam results immediately when you complete the test, and passing scores will be forwarded from PSI to the Ohio Department of Insurance.

Exam format

      • Each major line exam is given in a multiple-choice format.
      • The passing score required on each exam is 70%.
      • You will be given your score immediately upon submission.
      • When you pass, PSI will notify the Ohio Department of Insurance.

Application for License

Before making exam reservations, candidates must first submit a license application to NIPR for each line of authority (multiple lines of authority can be submitted on the same application).  The application fee is $10 for each line of authority. 

Once the application, fingerprints and any supporting documents have been reviewed, the license will be issued by the Ohio Department of Insurance and you will receive an email confirmation of the issuance of the license along with instructions on how to print the new license online.

Fingerprinting

All individual resident applicants seeking to become licensed must have completed a fingerprint background check. You can get fingerprinted at the testing center or at a fingerprint location. For more information on fingerprinting requirements and locations, visit National Webcheck Vendors.​ Fingerprints are captured electronically and submitted to the Ohio Bureau of Criminal Investigation (BCI) and/or Federal Bureau of Investigation (FBI) licensing in the state of Ohio, and results of the BCI & FBI background checks must be submitted to the Ohio Department of Insurance directly from BCI.

 

American Online Insurance School provides information as a courtesy to individuals who getting licensed and/or are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither American Online Insurance School nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

Ohio Department of Insurance Contact Info
Mailing Address:

Ohio Department of Insurance
50 W Town Street Suite 300, Columbus Ohio 43215

Questions we get
asked a lot...

Our courses are text courses, entirely online with short videos embedded in the course, and are backed up by live webcasts and support from instructors. All courses are supported by a video library and practice tests. The complete video library is up to 12.5 hours of video content depending on the course, and the practice tests are built from a test bank of over 1200 practice test questions.
Each state makes all of those decisions and does not allow us to advise you in that department.  Generally speaking, once your state has your application and fingerprints, if they see anything in your background they usually want some kind of paperwork, just as proof of adjudication or other pertinent documentation.  Whether or not you will be allowed to get the insurance license is entirely up to them, and they will not consider it until they have your state application and fingerprints.  You can select your state from the dropdown menu to get the contact information to your state if you have questions about your background check.

You will need a valid photo ID secondary ID to take the state exam, but the photo ID does not have to be a driver license. Select your state in the dropdown below to see your state’s testing requirements.

Yes, you have to be a resident of your state to be issued an insurance license.