North Carolina Licensing Resources

How to become an insurance agent

To become a Life and/or Health Agent in North Carolina, you will need to do the following:

Pass your pre-licensing course

When you satisfy the requirements for your course, you will receive a Certificate of Completion, which is also called an Examination Admission Ticket and which you will need to take the state exam. Pre-licensing education is valid for 90 days from the date of completion or five state exam attempts (whichever comes first). You will need to take and pass your state exam within this timeframe after completing your pre-licensing course. See below for additional important licensing information.

Complete your license application

Before scheduling your state exam appointment, you will need to complete your license application. After passing the exam, apply for your license by completing an application at http://www.nipr.com. Please be sure to review the Fee Schedule for your license application type(s).

Schedule your state exam

Before scheduling your exam, we recommend that you read the Candidate Handbook for important details. Licensing exams are provided by Pearson Vue. Life exams, Accident and Health or Sickness exams, and Medicare Supplement/Long-Term Care exams each cost $45. When scheduling your exam, be sure to use your legal name and personal information as it appears on your government issued ID.​

You can schedule your exam online or over the phone:

Online : https://home.pearsonvue.com/Clients/North-carolina-insurance.aspx
Phone: (800) 274-0668

Get your fingerprints done

All individual resident applicants seeking to become licensed must have completed a fingerprint background check. After you submit your license application, you can print the Fingerprint Submission Packet-Releases forms from the NIPR email link. Please be sure to review the Fee Schedule for fingerprinting fees.

Producer

Individuals must complete a prelicensing course of study for the lines of authority desired before taking any examination. Applicants are required to pass a final exam of the pre-licensing course with a 70% or higher to receive a certificate of completion and be eligible to take the state exam. The lines of authority requiring a prelicensing course are as follows:

  • Life – 20 hour course on Life Insurance or 40 hour course on Life, Accident and Health or Sickness Insurance
  • Accident & Health or Sickness – 20 hour course on Health Insurance or 40 hour course on Life, Accident and Health or Sickness Insurance
  • Combined Life / Accident & Health or Sickness – 40 hour course on Life, Accident and Health or Sickness Insurance
  • Medicare Supplement/Long-Term Care – 10 hour course on Medicare Supplement/Long-Term Care
  • Variable Life and Variable Annuity Products line of authority – exempt from both prelicensing course and examination; however, must already hold and maintain “Life” line of authority, must have already passed securities examinations “Series 6” or “Series 7” and “Series 63” or “Series 66” and must be licensed with a registered Broker Dealer in accordance with the rules of the North Carolina Securities Commission. During the application process, an applicant will be required to provide the CRD number to verify the exams passed.

Application for License

Before making exam reservations, candidates must first submit a license application to NIPR for each line of authority (multiple lines of authority can be submitted on the same application).  Prior to application, we recommend that you review the Fee Schedule so you are aware of application and fingerprinting fees.

Once the application is completed, you should receive an email from Pearson Vue with your “reserved” National Producer Number (NPN) and exam information. You cannot make your exam appointment without the information from this email. Information contained in the email authorization will be collected in the examination reservation process. Candidates that do NOT have this information will not be allowed to register for an examination.

State Exam Information

Exam Reservation

Once the pre-licensing course is completed and a certificate is awarded, the certificate will be presented to the American Online Insurance School and we will issue an Examination Admission Ticket.  You will need the Examination Admission Ticket and the email from Pearson Vue (reverenced above) to make your exam reservation with Pearson Vue. The state exam must be passed within 90 days of the date on the Examination Admission Ticket or within 5 attempts (whichever occurs first).

 You can make an exam reservation through the following methods:

Online: https://home.pearsonvue.com/Clients/North-carolina-insurance.aspx

Phone: (800) 274-0668​​

What to Bring

When scheduling your exam, be sure to use your legal name and personal information as it appears on your government issued ID.​ The name on the identification must exactly match the name on the registration.

You must bring 2 forms of ID to enter the test. Bring a current form of photo identification with signature (a valid Driver’s License, non-driver ID, passport, military ID, or employee ID card), and a secondary ID.  Please see the Candidate Handbook for details about acceptable forms of ID to present at the testing center.

Exam Procedures

  • Report to the test center 30 minutes before the exam to complete paperwork.
  • Examinees are not permitted to bring purses, study materials, books, calculators, or cell phones into the testing area.
  • Calculators will be provided for use.
  • Examinees may not leave the room during an exam without permission from the exam proctor.

Exam format

Each major line exam is given in a multiple-choice format.

      • The passing score required on each exam is 70%.
      • Your examination will be graded immediately upon submission.
      • At the end of the exam you will be given a score report marked “pass” or “fail.”
      • After you pass the examination, Pearson VUE transmits the examination result to NIPR to match up to your pending application.

Fingerprinting

After you submit your license application, you can print the Fingerprint Submission Packet-Releases forms from the NIPR email link. This forms from the email must be brought with you when you get your fingerprints done. Please be sure to review the Fee Schedule for fingerprinting fees.​
 
You will need to call local law enforcement to get information about days/hours when Livescan fingerprints for noncriminal reasons can be done. Fingerprint cards will not be accepted.
 

Forms can be sent to the North Carolina Licensing Office of Pearson VUE and of the following ways:

American Online Insurance School provides information as a courtesy to individuals who getting licensed and/or are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither American Online Insurance School nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

Pearson VUE North Carolina Insurance Contact Info

Phone: (800) 274-0668

Email: pearsonvuecustomerservice@pearson.com

Mailing Address:

Pearson VUE North Carolina Insurance

Attn: Regulatory Program

5601 Green Valley Dr. Bloomington, MN 55437

Questions we get
asked a lot...

Our courses are text courses, entirely online with short videos embedded in the course, and are backed up by live webcasts and support from instructors. All courses are supported by a video library and practice tests. The complete video library is up to 12.5 hours of video content depending on the course, and the practice tests are built from a test bank of over 1200 practice test questions.
Each state makes all of those decisions and does not allow us to advise you in that department.  Generally speaking, once your state has your application and fingerprints, if they see anything in your background they usually want some kind of paperwork, just as proof of adjudication or other pertinent documentation.  Whether or not you will be allowed to get the insurance license is entirely up to them, and they will not consider it until they have your state application and fingerprints.  You can select your state from the dropdown menu to get the contact information to your state if you have questions about your background check.

You will need a valid photo ID to get fingerprinted and take the state exam, but it does not have to be a driver license. Select your state in the dropdown below to see your state’s testing requirements.

Yes, you have to be a resident of your state to be issued an insurance license.