Florida Licensing Resources

How to become an insurance agent

To become a licensed insurance agent you’ll need to:

Pass your pre-licensing course

We have all the tools you need to get through your online pre-licensing course and pass your state exam the first time. When you satisfy the requirements for your course, you will receive a Certificate of Completion. Pre-licensing education is valid for one year from the date of completion; you will need to take and pass your state exam within this timeframe.

Schedule your state exam

You can schedule your state exam with Pearson Vue at pearsonvue.com or by calling 888-274-2020. You don’t have to wait until you’ve completed the course to schedule your exam - you can contact Pearson Vue and schedule the test whenever you want.

Get your fingerprints done

Schedule your fingerprint appointment with  IdentiGo. Generally, everyone has to be fingerprinted, even if you are/were a teacher, nurse, have a concealed carry permit, etc. If you would like to see if you can skip this step, you can contact the Florida Department of Financial Services at 850-413-3134.

Complete your license application

The license application can be completed through the  Florida Department of Financial Services. Once at the page, click create account at the right, and then choose individual in the dropdown menu. Please note that this step cannot be done until after you have completed your pre-licensing course.


Individuals must complete a pre-licensing course of study for the lines of authority desired before taking any examination. Applicants are required to pass a final exam of the pre-licensing course with a 70% or higher to receive a certificate of completion and be eligible to receive an insurance license.  The pre-licensing course must consist of 40 classroom hours, or equivalent individual instruction, for the Life & Annuity (2-14) license or the Health (2-40) license, and 60 hours of instruction for the combined Health, Life & annuity (2-15) license. 

Pre-licensing education courses are taken in a classroom setting, and instructors must be knowledgeable of the insurance industry and all aspects of the insurance law.

Once the pre-licensing course is completed and a certificate is awarded, the insurance licensing examination can be taken within one year from the date of the certificate.

State Exam Information

Making Exam Reservations

Licensing exams are provided by Pearson Vue. An exam fee of $44 must be paid at the time of reservation by credit card or debit card. You can make an exam reservation through the following methods:

What to Bring

Bring a current form of identification (a valid Driver’s License, non-driver ID, passport, military ID, or employee ID card).

Exam Procedures

  • Report to the test center 30 minutes before the exam to check in.
  • Examinees are not permitted to bring purses, study materials, books, calculators, or cell phones into the testing area.
  • Calculators will be provided for use.
  • Examinees may not leave the room during an exam without permission from the exam proctor.

Exam format

      • The multiple-choice format.
      • The passing score required on each exam is 70%.
      • Your examination will be graded immediately upon submission.
      • Your passing grades will be reported electronically to the Florida Department of Financial Services.

 American Online Insurance School provides information as a courtesy to individuals who getting licensed and/or are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither American Online Insurance School nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

Florida Department of Financial Services Contact Info

Phone: (850) 413-3134

Mailing Address:

Florida Department of Financial Services

200 East Gaines Street
Tallahassee, FL  32399 

Questions we get
asked a lot...

Our courses are text courses, entirely online with short videos embedded in the course, and are backed up by live webcasts and support from instructors. All courses are supported by a video library and practice tests. The complete video library is up to 12.5 hours of video content depending on the course, and the practice tests are built from a test bank of over 1200 practice test questions.
Each state makes all of those decisions and does not allow us to advise you in that department.  Generally speaking, once your state has your application and fingerprints, if they see anything in your background they usually want some kind of paperwork, just as proof of adjudication or other pertinent documentation.  Whether or not you will be allowed to get the insurance license is entirely up to them, and they will not consider it until they have your state application and fingerprints.  You can select your state from the dropdown menu to get the contact information to your state if you have questions about your background check.

You will need a valid photo ID to get fingerprinted and take the state exam, but it does not have to be a driver license. Select your state in the dropdown below to see your state’s testing requirements.

Yes, you have to be a resident of your state to be issued an insurance license.