Alabama Licensing Resources

Course Requirements

Individuals must complete a pre-licensing course of study for the lines of authority desired before taking any examination. Applicants are required to pass a final exam of the pre-licensing course with a 70% or higher to receive a certificate of completion and be eligible to take the state exam.  The pre-licensing course must consist of 20 classroom hours per line of authority, or equivalent individual instruction, on the general principles of insurance for that line of authority. The lines of authority requiring a pre-licensing course are as follows:

• Life – 20 hour course on Life Insurance or 40 hour course on Life & Health Insurance
• Accident & Health or Sickness (Disability) – 20 hour course on Health Insurance or 40 hour course on Life & Health Insurance
• Combined Life / Accident & Health or Sickness (Disability) – 40 hour course on Life & Health Insurance
• Variable Life and Variable Annuity Products line of authority – exempt from both prelicensing course and examination; however, must already hold and maintain “Life” line of authority, must have already passed securities examinations “Series 6” or “Series 7” and “Series 63” or “Series 66” and must be licensed with a registered Broker Dealer in accordance with the rules of the Alabama Securities Commission. During the application process, an applicant will be required to provide the CRD number to verify the exams passed.

Prelicensing education courses are taken in a classroom setting or online during which a minimum of five hours must be dedicated to the discussion of Alabama Law. Instructors must be knowledgeable of the insurance industry and all aspects of the insurance law.

Once the prelicensing course is completed and a certificate is awarded, the insurance licensing examination can be taken within one year from the date of the certificate.

State Exam Information

Making Exam Reservations

Licensing exams are provided by the University of Alabama. An exam fee must be paid at the time of reservation by credit card or debit card. All reservations need to be made at least seven days (five business days) before the desired exam date. You can make an exam reservation through the following methods:

• Online: Make an online reservation at http://training.ua.edu/insurance-testing/
• Phone: (205) 348-3000

What to Bring

Bring a current form of identification (a valid Driver’s License, non-driver ID, passport, military ID, or employee ID card). You will be required to present a notarized copy of your pre-licensing education Certificate of Completion at the exam.

Exam Procedures

• Report to the test center 15-20 minutes before the exam to complete paperwork
• Examinees are not permitted to bring purses, study materials, books, calculators, or cell phones into the testing area
• Calculators will be provided for use
• Examinees may not leave the room during an exam without permission from the exam proctor
• If you do not receive your confirmation letter by e-mail, call 205-348-0633 or email your name and confirmation number to insurance@ua.edu.

Exam format

• • • Each major line exam is given in a multiple-choice format.
    • The passing score required on each exam is 70%.
    • Your examination will be graded immediately upon submission.
    • If you pass, you will be provided an original passing certificate certifying that you passed the examination with instruction on how to complete the application process and receive your license.
    • Your passing grades will be reported within 3-5 days electronically to the State of Alabama Department of Insurance.
    • The passing certificate is valid for a period of one year from the exam date indicated, during which time you should file your online license application with the State of Alabama Department of Insurance.
    • The passing certificate will not be awarded until the monitor views passing results.
    • If time allows, you will be given the opportunity to review the questions that you missed.

American Online Insurance School provides information as a courtesy to individuals who getting licensed and/or are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither American Online Insurance School nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.