Vermont Continuing Education Requirements

Insurance Continuing Education Provider Number:  125742

The Basics

Life, Accident and Health Producers and Property and Casualty Producers must complete 24 CE hours, including 3 hours of ethics, are required every 2-year license term

Long-Term Care (LTC) Insurance
  • Initial 8-hour LTC training requirement: Producers licensed to sell LTC insurance products in Vermont after March 31, 2010, must complete a one-time initial 8-hour NAIC LTC training course before they can sell, solicit, or negotiate LTC Products. 2 hours must contain Vermont-specific information including Vermont Medicaid information.

  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of LTC training on or before March 31 of odd-numbered calendar years.

Flood Insurance

Producers with Property and Casualty authorities who write flood insurance must complete a one-time 3-hour training class on flood insurance and the National Flood Insurance Program.

Roster Fees

A roster fee of $1.50 per credit hour ordered is required to process course completion hours in Vermont and will be added to the order total upon checkout.

Nonresident CE Requirements LTC

  • If the licensee has not taken a NAIC LTC training course in another state and 2 hours of Vermont Medicaid training, the nonresident producer selling LTC must comply with the Vermont LTC training requirements:
Long-Term Care (LTC) Insurance
  • Initial 8-hour LTC training requirement: Producers licensed to sell LTC insurance products in Vermont after March 31, 2010, must complete a one-time initial 8-hour NAIC LTC training course before they can sell, solicit, or negotiate LTC Products. 2 hours must contain Vermont-specific information including Vermont Medicaid information.
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of LTC training on or before March 31 of odd-numbered calendar years.
  • Vermont Medicaid and the Long-Term Care Partnership Program: Nonresidents who have completed another state’s qualified LTCP course will need to complete a 2-hour Vermont specific Medicaid course.

License Term

The license term is 2 years ending March 31 in odd-numbered years.

CE Subject Requirements

Any course approved for CE in Vermont may be taken for credit. A maximum of 6 hours related to insurance agency management may be taken for CE credit per review period.

Final Exam Requirements

Self-study final exams are required to be monitored by a disinterested third party. The monitor can be any impartial person who is not concerned with the result of the examination or the success of the student. The monitor cannot be related (by family) to the student. (Examples of impartial persons are teachers, librarians, church leaders, neighbors, etc.)

Self-study final exams are closed book. Producers may not refer to the course material while the exam is in progress. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

CE Carryover Allowance

Carryover of excess CE credit hours is not allowed.

Course Repetition Rules

Courses may not be taken for credit more than once in a 2-year license term.

Certificate of Completion

AOIS provides online, printable certificates of completion in Vermont. Certificates of completion are available to print online immediately after the final exam is passed. Certificates should not be sent to the Vermont Insurance Division unless required for auditing purposes. Students are required to maintain the certificate of completion in his or her files for the current and most recently completed licensing periods as official evidence of compliance of their Vermont CE.

License Renewal Process

Resident and nonresident licensees can renew their licenses online here.

CE Exemptions

The following are exempt from CE requirements:

  • Producers licensed less than 2 years at the time of first renewal.

  • Limited Line Representatives, including Title Insurance, Travel Accident, and Travel Baggage Insurance

  • Nonresident licensees in good standing with their home state

  • Property and Casualty adjusters

  • Public adjusters

  • Crop adjusters“

Helpful Links:
State Based Systems (SBS) Contact Info

Phone:
877-876-4430

Email:
help@naic.org

Vermont Department of Financial Regulation

Phone: 802-828-3301
Email dfr.producerlicensing@vermont.gov

Website: dfr.vermont ,gov

We’ve got you covered

How often does AOIS report Insurance CE course completions?

We report completed courses every business day.

No need to worry about compliance

Our online courses are quick and easy, and entirely online. And if you miss something, we catch it. Betty, our Office “Captain,” is known for her attention to detail. If you miss a specific requirement or course, she catches it and makes sure that you have what you need.