Texas Continuing Education Requirements

Insurance Continuing Education Provider Number:  77795

The Basics

Resident Requirements

All Texas resident licensees (producers and adjusters) must complete 24 hours of CE every 2 year reporting period, including 2 hours of ethics. (The number of ethics hours required has been increased from 2 hours to 3 hours for licenses expiring on or after September 30, 2022.)
At least half (12 hrs) of the CE hours must be completed in a classroom setting or with classroom equivalent courses. Courses are no longer divided by license type; therefore, they may be taken in either General and/or Ethics.

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum training requirements established by FEMA and the National Flood Insurance Program.

Annuity Best Interest Training
Hours: 4

Frequency: One-time training of a 4-Hour Annuity Suitability and Best Interest Standards course must be complete prior to selling annuity products.

Effective September 1, 2021, licensees who sell annuity products will need to complete an annuity course covering the NAIC Best Interest Standards.

  • Licensees who have already completed an annuity training course prior to 1/1/2022 may complete either a 4-hour annuity best interest course or the new 1-hour annuity best interest course. At this time, TDI is still accepting completions of the 1-hour course.
  • Licensees who have not completed an annuity course prior to 1/1/2022 must take the 4-hour annuity best interests course
Ongoing Training
Hours: 8

Frequency: Ongoing training must be completed every 2-year license term following the initial 4-hour training completion.

Residents and non-residents who have satisfied the annuity best interest training requirements of another state that are similar to Texas’ law will be deemed compliant for Texas’ annuity best interest training requirement. Non-residents are exempt from the ongoing annuity training requirement. 

Long-Term Care Training

Before selling long-term care (LTC) partnership policies in Texas, agents must hold a current Life, Accident and Health license and shall have completed an 8-hour LTC partnership certification course. Licensed agents may count an LTC partnership certification course toward completion of their CE requirements.

In addition to the Long-Term Care (LTC) partnership certification course, in each reporting period following the reporting period in which a licensee completed the certification course, the licensee must also complete at least four hours of department-certified CE. These hours may be applied to the total CE requirement.

Medicare Training

Agents wishing to sell, solicit, or negotiate a contract for Medicare products in Texas are required to complete an eight-hour initial certification course (able to be used to satisfy general CE) prior to selling, soliciting, or negotiating a contract for a Medicare product.

Agents must complete four hours of continuing education that specifically relates to Medicare-related products during the agent’s two-year reporting period.

Non Resident Requirements

Non-residents, who comply with CE requirements of the resident state, are exempt from Texas CE requirements.

Limited Lines

10 CE hours total, including 2 hours of Ethics.

(For licensees renewing on or after 9/30/2022: Ethics hours will increase to 3 CE hours.)

Classroom or Classroom Equivalent: Minimum 5 CE hours

Course Repetition

Course repetition is not permitted within the compliance/renewal period.

Period Requirements

Texas resident and nonresident licensees must complete their CE requirements before the original license issuance anniversary date every two years.

Carryover Requirements

Carryover of CE hours is not permitted.

Reporting Requirements

Need student’s Texas license number to report.

License Term

The license renewal date is 2 years from the license issuance date, and every 2 years following. All required continuing education hours must be completed before the expiration date of the license.

Any licensed agents who holds only one license, the expiration date will be extended to the individual’s next birthday after the licenses current expiration date. Any licensed agents who holds more than one license, their license expiration date will be extended to the latest expiration date of any license held. TDI, Texas Department of Insurance, is currently working on a system to align the expiration dates for licenses expiring on and after January 1, 2016.

State Reporting Fees

The Texas Department of Insurance requires a course reporting fee per credit hour (online, self-study and classroom courses). This state reporting fee will be automatically charged to you (on the last credit card used in your account) each time you complete an online, self-study, or classroom course.


The 20 years of licensure needed to qualify for an exemption must be continuous (i.e., no breaks greater than 90 days) and the license must be held under the Texas Insurance Code.

Acceptable Training Methods

  • Correspondence (Print)
  • Company Seminars
  • Classroom
  • CBT/CD-ROM (Computer-Based Training)
  • Online (Internet Delivery)
  • Classroom Equivalent
Helpful Links:
Sircon Contact Info



Texas Department of Insurance Contact Info

Agent & Adjust Licensing Office Phone:



Office Address:

333 Guadalupe
Austin, TX 78701

Mailing Address:

PO Box 12030
Austin, TX 78711-2030

We’ve got you covered

How often does AOIS report Insurance CE course completions?

We report completed courses every business day.

No need to worry about compliance

Our online courses are quick and easy, and entirely online. And if you miss something, we catch it. Betty, our Office “Captain,” is known for her attention to detail. If you miss a specific requirement or course, she catches it and makes sure that you have what you need.