South Carolina Continuing Education Requirements

Insurance Continuing Education Provider Number:  194109

The Basics

Resident Requirements

Licensees must complete 24 continuing education hours biennially after the first two years of licensure, including 3 hours of Ethics training.

Licensees must complete 8 of the 24 hours in courses approved for the line(s) of authority held. If licensee holds both life/health and property/casualty authority, at least 8 hours must be completed in life/health courses and at least 8 hours must be completed in property/casualty courses.

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum training requirements established by FEMA and the National Flood Insurance Program.

Non Resident Requirements

Nonresidents who meet their home state requirement are exempt from continuing education.

Non-resident producers may comply by paying the record keeping fee of $15 and meeting the requirements of their home state.

Long-Term Care Training

An individual may not sell, solicit or negotiate long-term care insurance unless the individual is authorized as an insurance producer for accident and health or life insurance has completed a one-time training course and ongoing training every 24 months thereafter. The one-time training course shall be no less than 8 hours and the ongoing training shall be no less than 4 hours.


An insurance producer may not sell, solicit, or negotiate an annuity product unless the producer has completed an approved one-time four hour training course.

An insurance producer who holds a life insurance line of authority on the effective date of this regulation and who desires to sell annuities shall complete the training within six months of the effective date of this regulation. Individuals who obtain a life insurance line of authority on or after the effective date of this regulation may not engage in the sale of annuities until the annuity training course has been completed.

Course Repetition

Courses may not be repeated within 2 years of its original completion date.

Proctor/Monitor Requirements

Online Exams must be monitored by a disinterested third party. A disinterested third party certifies that the licensee completed the exam without assistance (i.e., closed book, no tiling/layering of screens, etc.) and is someone who is not a friend, relative or co-worker of the licensee, nor anyone with a financial interest in the success of the licensee taking the examination.

Period Requirements

A producer’s license is effective for a two-year term based on the individual’s birth month and birth year. In order for a producer’s license to continue, a producer must (1) renew the license; (2) pay the biennial license renewal fee to the Department; (3) comply with the state’s continuing education requirements; and (4) pay the record-keeping fee to Prometric, the CE Administrator. The license will remain active if renewed by the last day of the licensee?s month of birth on a biennial basis so long as the license has not been suspended or revoked.

Carryover Requirements

A maximum of 18 hours may be carried over to next compliance period only. Producers may carry over a maximum of 18 credit hours to the next license renewal period. Excess hours of an ethics course will be carried over as general credit. Courses carried forward will count as a duplicate if completed again in the current renewal cycle.

Helpful Links:
Prometric Contact Info


Website:  Prometric

SC Department of Insurance

Phone: 803-737-6095

Mailing Address:
SC Department of Insurance
1201 Main St.
Suite 1000
Columbia, SC 29201

We’ve got you covered

How often does AOIS report Insurance CE course completions?

We report completed courses every business day.

No need to worry about compliance

Our online courses are quick and easy, and entirely online. And if you miss something, we catch it. Betty, our Office “Captain,” is known for her attention to detail. If you miss a specific requirement or course, she catches it and makes sure that you have what you need.