Nonresident CE Requirements

If the producer has not taken a NAIC LTC and/or annuity training course in another state, the nonresident producer selling LTC and/or annuities must comply with the Oklahoma training requirements:

Nonresident adjusters are required to comply with Oklahoma’s CE requirement by:

• being licensed and in good standing as a nonresident adjuster in Oklahoma and completing Oklahoma’s continuing education requirement by an approved provider. (See “Adjusters” section above.); or

• being licensed and in good standing as a resident adjuster in a state that has a continuing education requirement for its resident adjusters; or

• being licensed and in good standing as a nonresident adjuster in a state or designated “Home State” that has a continuing education requirement for its nonresident adjusters.

Please Note: Simply being licensed and in good standing in another state does not exempt a nonresident adjuster licensed in Oklahoma from this state’s CE requirement if that other state does not have a continuing education requirement for adjusters.

Nonresident licensees can renew their licenses online here.

License Term

The license term is every 2 years ending on the last day of the licensees birth month

CE Subject Requirements

Category restrictions:
There are no category restrictions, except for adjusters must take courses approved for adjusters.

Annuity Best Interest rule

Effective September 1, 2023, Producers who hold a life insurance line of authority, who were not engaged in the sale of annuities prior to September 1, 2023, and who desire to start selling annuities must complete an approved four (4) hour annuity training course within six (6) months after September 1, 2023 (no later than February 29, 2024).  A Producer who fails to complete the training by this deadline must immediately cease selling annuities until the training is completed.  Producers who obtain a life insurance line of authority on or after September 1, 2023, shall not engage in any annuity sales until they successfully complete an approved four (4) hour annuity training course.

Producers who have completed the current Department approved “Annuity” training course prior to November 1, 2023, must complete one of the following options within six (6) months after November 1, 2023 (no later than April 30, 2024):

• A new four (4) credit hour training course approved by the Department.  The course group will be identified as “Annuity Best Interest 4 Hours”; or
• A new one (1) credit hour training course approved by the Department.  The course group will be identified as “Annuity Best Interest 1 Hour.”

Earthquake CE requirement change for property line of authority

Effective September 1, 2023, the one-hour earthquake continuing education requirement will no longer be applicable for licensees holding a property line of authority. The Earthquake course group will remain intact, with no impact on the currently active courses. The course group will continue to apply towards general continuing education credit for all license types.

For license renewals processed prior to September 1, 2023, completion of the one-hour earthquake coverage requirement will remain mandatory. For license renewals processed after September 1, 2023, continuing education on earthquake coverage will not be required.

Courses that contain information about earthquake coverage will continue to be reviewed under the Earthquake course group indefinitely. 

Course presentation:
Licensees can take courses through self-study, online or paper.

Final Exam Requirements:
Students must read the course material and answer each set of end-of-chapter quizzes with a score of at least 70 percent prior to taking aclosed-book final exam.

Exam proctor requirements:
Final exams do not have to be monitored.

Exam rules:
Self-study final exams are closed-book. Producers may not refer to the course material while the exam is in progress. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

CE Carryover Allowance

A maximum of 6 hours may be carried over to the next 2-year license term. Excess hours may also be applied to bring a lapsed license into compliance. Hours that are carried over will be applied as general credit.

Course Repetition Rules

Courses may not be taken for credit more than once within 2-years from the original completion date.

CE Completion Reporting

Same-Day Reporting – AOIS reports course completions electronically every business day.

*Agents must have their CE credit hours posted prior to their expiration date and prior to applying to renew their insurance license(s). Providers have 10 days to report your CE completions, so please plan accordingly to avoid a lapse in licensure.

Certificate of Completion

AOIS provides online, printable certificates of completion in Oklahoma. Certificates of completion are available to print online immediately after the final exam is passed. Licensees are required to maintain a copy of each certificate of completion in his or her files for 4 years.

License Renewal Process

Resident and nonresident licensees can renew their licenses here.

CE Exemptions

The following are exempt from CE requirements:

• Limited insurance representatives

• Nonresident producers whose home state is reciprocal with Oklahoma and whose home state’s CE requirements are the same or greater than Oklahoma’s

• Nonresident adjusters whose license is in good standing and who have completed the continuing education requirements for another state. Please see “Nonresident CE Requirements” above.

• A life insurance producer who is also operating as a viatical settlement broker is not subject to the viatical settlement broker continuing education requirements.