Oklahoma State Requirements | Insurance Continuing Education

Oklahoma Continuing Education Requirements

Insurance Continuing Education Provider Number: 10015063

The Basics

Life and Health Producers

24 CE hours, including 3 hours in ethics and 2 hours in legislative updates, are required every 2-year license term (See license term below).
A licensee holding a property line of authority is required to complete a 1 hour earthquake course.

Property and Casualty Producers

24 CE hours, including 3 hours in ethics and 2 hours in legislative updates, are required every 2-year license term.
A licensee holding a property line of authority is required to complete a 1 hour earthquake course.
The 1 hour flood course for is no longer required. (See license term below).

Annuity Training Requirement

Before selling, soliciting, or negotiating annuity products in Oklahoma, producers must complete a one-time annuity training course approved for at least 4 hours. *Nonresidents who satisfy the training requirements of another state that are similar to Oklahoma’s law will be deemed compliant for Oklahoma’s requirement.

Long-Term Care (LTC) Insurance

Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Oklahoma, producers must complete an initial 8-hour NAIC LTC course approved in any state.
Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of LTC training every 24-month period.

Flood Insurance

Producers who write flood insurance must complete a one-time 3-hour training class on flood insurance and the National Flood Insurance Program (NFIP).

Adjusters

24 CE hours, including 3 hours in ethics and 2 hours in legislative updates, are required every 2-year license term. (See license term below).

Viatical Settlement Brokers

4 CE hours, including 3 hours in viaticals and 1 hour in ethics, are required every 2-year license term.

A life insurance producer who is operating as a viatical settlement broker is not subject to this continuing education requirement; see “Life and Health Producers” section above for CE requirements.

Customer Service Representatives (CSRs)

13 CE hours, including 3 hours in ethics and 2 hours in legislative updates, are required every 2-year license term. (See license term below).

Roster Fees

A roster fee of $1 per credit hour is required to process course completion hours in Oklahoma and will be added ot the order total upon checkout.

Nonresident CE Requirements

If the producer has not taken a NAIC LTC and/or annuity training course in another state, the nonresident producer selling LTC and/or annuities must comply with the Oklahoma training requirements:

Nonresident adjusters are required to comply with Oklahoma’s CE requirement by:

being licensed and in good standing as a nonresident adjuster in Oklahoma and completing Oklahoma’s continuing education requirement by an approved provider. (See “Adjusters” section above.); or
being licensed and in good standing as a resident adjuster in a state that has a continuing education requirement for its resident adjusters; or
being licensed and in good standing as a nonresident adjuster in a state or designated “Home State” that has a continuing education requirement for its nonresident adjusters.

Please Note: Simply being licensed and in good standing in another state does not exempt a nonresident adjuster licensed in Oklahoma from this state’s CE requirement if that other state does not have a continuing education requirement for adjusters.

Nonresident licensees can renew their licenses online here.

License Term

The license term is every 2 years ending on the last day of the licensees birth month

CE Subject Requirements

Category restrictions:
There are no category restrictions, except for adjusters must take courses approved for adjusters.

Course presentation:
Licensees can take courses through self-study, online or paper.

Study requirements:
Students must read the course material and answer each set of end-of-chapter quizzes with a score of at least 70 percent prior to taking aclosed-book final exam.

Final Exam Requirements

Exam proctor requirements:
Final exams do not have to be monitored.

Exam rules:
Self-study final exams are closed-book. Producers may not refer to the course material while the exam is in progress. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

CE Carryover Allowance

A maximum of 6 hours may be carried over to the next 2-year license term. Excess hours may also be applied to bring a lapsed license into compliance. Hours that are carried over will be applied as general credit.

Course Repetition Rules

Courses may not be taken for credit more than once within 2-years from the original completion date.

CE Completion Reporting

Same-Day Reporting – AOIS reports course completions electronically every business day.

*Agents must have their CE credit hours posted prior to their expiration date and prior to applying to renew their insurance license(s). Providers have 10 days to report your CE completions, so please plan accordingly to avoid a lapse in licensure.

Certificate of Completion

AOIS provides online, printable certificates of completion in Oklahoma. Certificates of completion are available to print online immediately after the final exam is passed. Licensees are required to maintain a copy of each certificate of completion in his or her files for 4 years.

License Renewal Process

Resident and nonresident licensees can renew their licenses here.

CE Exemptions

The following are exempt from CE requirements:

Limited insurance representatives
Nonresident producers whose home state is reciprocal with Oklahoma and whose home state’s CE requirements are the same or greater than Oklahoma’s
Nonresident adjusters whose license is in good standing and who have completed the continuing education requirements for another state. Please see “Nonresident CE Requirements” above.
A life insurance producer who is also operating as a viatical settlement broker is not subject to the viatical settlement broker continuing education requirements.

Helpful Links:

State Based Systems (SBS) Contact Info

Phone:
816-783-8500

Email:
help@naic.org

Oklahoma Insurance Department

Phone:405-521-2828 or 800-522-0071
Fax: 405-521-6635
Email: http://www.ok.gov/oid/

Mailing Address:

Oklahoma Insurance Department
Licensing Division
P.O. Box 53408
Oklahoma City, OK 73152-3408

We’ve got you covered

How often does AOIS report Insurance CE course completions?

We report completed courses every business day.

No need to worry about compliance

Our online courses are quick and easy, and entirely online. And if you miss something, we catch it. Betty, our Office “Captain,” is known for her attention to detail. If you miss a specific requirement or course, she catches it and makes sure that you have what you need.