New Jersey State Requirements | Insurance Continuing Education

New Jersey Continuing Education Requirements

Insurance Continuing Education Provider Number: 30404

The Basics

Required Continuing Education Hours

Life and Health producers and Property and Casualty producers must complete 24 CE hours, including 3 hours of ethics, are required every 2-year license term.

Flood Insurance

Licensees who write flood insurance must complete a one-time 3-hour training class on flood insurance and the National Flood Insurance Program.

Public Adjusters

All Public Adjusters must fulfill 15 CE hours every 2 year license term.

Nonresident CE Requirements

If a licensee has not taken a NAIC LTC training course in another state, the nonresident producer selling LTC in New Jersey must comply with the New Jersey LTC training requirements:

Annuity Training

Before selling, soliciting, or negotiating annuity products in New Jersey, producers must complete a one-time annuity training course approved for at least 4 hours.

Elective Hours

Elective hours are the remaining balance of your CE requirement aside from the 4-hour course. Most licensees can satisfy this requirement by completing any approved continuing education courses we have approved for your license type. However, public adjusters will be required to satisfy ALL continuing education requirements by completing courses that are approved in the line of public adjusting. Title insurance agents are not included in the 4-hour course requirement and therefore must complete courses that are approved in the line of title insurance.

Long-Term Care (LTC)

Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in New Jersey, nonresident producers must complete an initial 8-hour, NAIC LTC training course approved in any licensed state.
Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, nonresident producers must complete 4 hours of state-approved LTC training every 24-month period following the initial training and every 24 months thereafter.
Non-resident public adjusters who satisfy the public adjuster requirement in their resident state will be deemed compliant for the New Jersey public adjuster requirement.

Nonresident licensees can renew their licenses online here.

License Term

To check your renewal date, click here and look up your continuing education transcript.

Producers: The license term will expire at the end of the birth month every other year.

Public Adjusters: For both new and existing adjusters, licenses will renew the last day of the adjuster’s birth month every other year. The license term will expire at the end of the birth month in the year that will result in a license term at least 18 months in duration.

CE Subject Requirements

There are no category restrictions in New Jersey. Any course approved for CE in New Jersey may be taken for credit.

Producers can take online, monitor-free courses or online or paper-based self-study.

For self-study courses, students should read the course material prior to taking a closed-book, proctored final exam. For online, monitor-free courses, no final exam is required, but students must take and pass a series of interactive quizzes throughout the course with a minimum score of 70 percent for each interactive quiz.

Final Exam Requirements

Exam Proctor Requirements

Online or paper-based self-study final exams are required to be proctored by a disinterested third party, any impartial person who does not have a financial interest in the outcome of the examination. The monitor cannot be related (by family) to the student.

Exam Rules

Self-study final exams are closed book. Producers may not refer to the course material while the exam is in progress. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

CE Carryover Allowance

No excess CE credit hours may be carried over to the next 2-year license term.

Course Repetition Rules

Courses may not be taken for credit more than once in a license term. This rule applies to any variation of course types (self-study, classroom equivalent, etc.)

Certificate of Completion

AOIS provides online, printable certificates of completion in New Jersey. Certificates of completion are available to print online immediately after the final exam is passed. The licensee must keep a copy of each certificate of completion in his or her files for a minimum of 5 years.

License Renewal Process

Resident producers can renew their licenses online here.
Nonresident producers can renew their licenses online here.

CE Exemptions

The following are exempt from New Jersey CE requirements:

Nonresident licensees in good standing with their home states are exempt from New Jersey CE requirements.
Nonresident licensees who completed a NAIC LTC training course in another state are exempt from taking the special training requirement in New Jersey.

Helpful Links:

PSI Services, LLC Contact Information Contact Info

Phone:
877-526-6833

Email:
help@naic.org

New Jersey Department of Banking and Insurance

Phone: (609) 292-4337 or (609) 633-0818 ext. 50552
Fax: 702-932-2666
Email: inslic@dobi.state.nj.us

Mailing Address:

New Jersey Department of Banking and Insurance
20 W State St P.O. Box 325
Trenton, NJ 08625

We’ve got you covered

How often does AOIS report Insurance CE course completions?

We report completed courses every business day.

No need to worry about compliance

Our online courses are quick and easy, and entirely online. And if you miss something, we catch it. Betty, our Office “Captain,” is known for her attention to detail. If you miss a specific requirement or course, she catches it and makes sure that you have what you need.