Indiana Continuing Education Requirements

Insurance Continuing Education Provider Number:   121693

The Basics

Producers

Life & Health Producers

24 CE hours total, including 3 hours of Ethics

P&C Producers & Adjusters

24 CE hours total

  • There is not an Ethics requirement for P&C Producers or Adjusters

Life and Health Producers

Annuity Training Requirement

Before selling, soliciting, or negotiating annuity products in Indiana, producers must complete a one-time annuity training course approved for at least 4 hours.

Long-Term Care (LTC)
  • Initial 8-hour LTC training requirement: Before marketing, selling, or soliciting any LTC products, a producer must initially complete an 8-hour basic LTC continuing education course specifically approved for LTC. The 8 hours may be counted as part of the required CE credits for the compliance period in which they were completed.

  • Ongoing 5-hour LTC training requirement: Producers satisfying the initial 8-hour requirement must complete a minimum of 5 hours of LTC insurance courses every 2 years. If the initial training is completed in the first 2 years of a 4-year compliance period, the producer must also complete 5 hours of LTC CE in the second 2 years of the compliance period for a total of 13 LTC CE hours. We currently offer a 5-hour LTC course that satisfies this requirement.

  • Long-Term Care Partnership (LTCP) program requirement: Producers who will sell LTC policies under the Indiana Long-Term Care Partnership (ILTCP) program must satisfy a one-time 7-hour training requirement in addition to the initial 8-hour LTC training requirement, for a total of 15 hours. The 7-hour ILTCP must be completed in a classroom.

Property and Casualty Producers

Flood Insurance

All Indiana property and casualty producers who sell flood insurance must complete a one-time 3-hour training class on flood insurance and the National Flood Insurance Program (NFIP).

Roster Fees

A roster fee (Sircon charge) of $4.00 per course is required to process course completion hours in Indiana and will be added to the order total upon checkout.

Nonresident CE Requirements

Annuity Training Requirement

Before selling, soliciting, or negotiating annuity products in Indiana, producers must complete a one-time annuity training course approved for at least 4 hours. Nonresidents who satisfy the annuity training requirements in another state with substantially similar annuity requirements, will be deemed compliant.

Long-Term Care Partnership (LTCP)
  • Long-Term Care Partnership program requirement: Producers who will sell LTC policies under the Indiana Long-Term Care Partnership (ILTCP) program must satisfy a one-time 7-hour training requirement in addition to the initial 8-hour LTC training requirement, for a total of 15 hours. The 7-hour ILTCP must be completed in a classroom.

Nonresident adjusters who satisfy the adjuster requirement in their resident state will be deemed compliant for the Indiana adjuster requirement. If their resident state does not have an adjuster requirement, then they must complete 24 hours of approved Indiana CE.

License Term

Producers: The license term is the last day of the license issuance month every 2 years.

Adjusters: The license term is the last day of the adjuster’s birth month, every 2 years.

CE Subject Requirements

  • Category restrictions: There are no restrictions, however; 

  • Course presentation: Self Study or Classroom.

  • Study requirements: Students must read through every chapter of the course material for each course before attempting the final exam.

Final Exam Requirements

  • Exam Proctor requirements: Self-study final exams must be proctored by an Indiana-licensed insurance producer.

  • Exam rules: The final exam is closed book and must be passed with a score of 70 percent or higher. Students have unlimited retakes.

CE Carryover Allowance

Excess hours accumulated during any renewal period may not be carried over to the next renewal.

Course Repetition Rules

A course may not be taken for credit more than once within a 2 year licensing term. This includes Indiana-specific LTC courses.

Certificate of Completion

Certificate of completion will be available to print online immediately after a final exam is passed. Producers must retain copies of each certificate of completion in their files for at least 4 years.

License Renewal Process

Resident Producer Renewals: Renewal notices will be sent electronically to the email address on file through Sircon. The electronic notice will be sent approximately 60 days prior to the renewal date. To avoid late fees, license renewals must be completed electronically before the license expiration date.

Non-Resident Producer Renewals: To avoid late fees, license renewals must be completed electronically before the license expiration date. To complete the online renewal process go to click here and click on “Create An Account”. You may also print your license from ProducerEDGE.

CE Exemptions

  • Nonresident producers are exempt if home state CE requirements are met and a PDB printout indicating resident compliance is submitted to IDOI.

  • Nonresident producers are exempt from the regular long-term care requirement (but not from the Indiana Partnership Long-Term Care Program requirement).

Helpful Links:
Indiana Department of Insurance Contact Info
Mailing Address:

Indiana Department of Insurance
311 West Washington Street
Suite 103
Indianapolis, Indiana  46204-2787

We’ve got you covered

How often does AOIS report Indiana Insurance CE course completions?

We report completed courses every business day to State Based Systems (SBS).

No need to worry about compliance

Our online courses are quick and easy, and entirely online. And if you miss something, we catch it. Betty, our Office “Captain,” is known for her attention to detail. If you miss a specific requirement or course, she catches it and makes sure that you have what you need.