Florida provider number 922
Nearly all license types are required to include a 4-hour law and ethics update course with the number of hours required. So if you have been licensed less than six years, you will complete the 4-hour law and ethics course and 20 elective hours for a total of 24 hours. If you have been licensed more than six years, you will complete the 4-hour law and ethics course and 16 elective hours for a total of 20 hours.
We have all the LTC training you need to stay compliant. Initial 8-hour training requirement: before selling LTC policies in Florida, producers must complete an 8-hour state approved Long-Term Care Partnership training. Ongoing 4-hour training requirement: after completing the initial 8-hour training, producers continuing to sell LTC must complete a 4-hour ongoing training every two calendar years after the initial completion.
Elective hours are the remaining balance of your CE requirement aside from the 4-hour course. Most licensees can satisfy this requirement by completing any approved continuing education courses we have approved for your license type. However, public adjusters will be required to satisfy ALL continuing education requirements by completing courses that are approved in the line of public adjusting. Title insurance agents are not included in the 4-hour course requirement and therefore must complete courses that are approved in the line of title insurance.
24 CE hours, including 3 hours of ethics, are required every 2-year license term. Producers planning to sell LTC products have special training or education requirements:
24 CE hours, including 3 hours of ethics, are required every 2-year license term. Producers who write flood insurance must complete a one-time 3-hour training class on flood insurance and the National Flood Insurance Program (NFIP).
24 CE hours, including 3 hours of ethics, are required every 2-year license term. Also, see “Category Restrictions” below.
24 CE hours, including 3 hours of ethics are required every 2-year license term (see license term below).
Title Agents need to complete CE every 2-years.
12 CE hours, including 1.5 hours in ethics, are required every 2-year license term.
A roster fee of $1.00 per credit hour ordered is required to process course completion hours in Alabama and will be added ot the order total upon checkout.
Non-resident producers planning to sell Long-Term Care (LTC) have special training or education requirements as described below:
Non-resident adjusters who satisfy the adjuster requirement in their resident state or designated home state will be deemed compliant for the Alabama adjuster requirement.
Nonresident licensees can renew their licenses online here.
Producers and Service Representatives: the license term ends on the last day of the producer’s birth month, every 2 years. Even birth years renew every even year. Odd birth years renew every odd year.
Adjusters: the license term ends on the last day of the producer’s birth month, every 2 years. Even birth years renew every even year. Odd birth years renew every odd year.
Title Agents: the license term ends on the last day of the producer’s birth month, every 2 years. Even birth years renew every even year. Odd birth years renew every odd year.
A producer may carry over up to 24 excess CE hours into the next license term. Excess ethics hours may carry over as ethics credits in the next license term. No more than 3 hours of ethics may be carried over as ethics.
Note: as of January 1, 2013, no CE carryover hours in excess of the required 24 or 12 total hours will be allowed. If you had any excess hours as of December 31, 2012, it will be used to add to your total calculations for the next CE cycle, but no excess CE hours above the 24 or 12 earned after December 31, 2012 will be allowed.
Courses may not be taken for credit more than once in a 2-year compliance period. In order to obtain CE and avoid course duplication, begin the first day after the renewal birth month and end the last day of the month, in the birth month at 2 year renewal.
Example: for a producer who renews in the birth month of September 2012, the 2014 compliance period begins October 1, 2012 and goes thru September 30, 2014.
Next-Day Reporting: American Online Insurance School reports course completions electronically to State Based Systems (SBS) every business day.
American Online Insurance School provides online, printable certificates in Alabama. Certificates of completion are available to print online immediately after the final exam is passed. Because American Online Insurance School reports CE credits directly to SBS, certificates should not be sent to the Alabama Insurance Department unless required for auditing purposes. Producers are required to maintain the original certificate of completion in his or her files.
Resident and nonresident licensees can renew their licenses online here.
Producer licenses may be renewed as early as two months before the licensee’s birth month, and within a grace period of 30 days after the last day of their birth month with a late fee of $50 added to the regular renewal fee. If not renewed before the end of the grace period, the license will be expired.
Adjusters are allowed to renew their license online between October 1st and December 31st with a renewal fee of $80. If your license is not renewed before January 1st, the license will be expired.
The following are exempt from Alabama CE requirements:
Producers who are exempt from CE, will still be required to complete LTC training. The Federal Law will not allow exemptions for LTC.
Florida Department of Financial Services
Phone: (334) 269-3550
Fax: (334) 241-4192
Alabama Department of Insurance
P.O. Box 303351
Montgomery, AL 36130-3351
Courses can not be duplicated within a three year window. Licensees must take a different 4-hour Law and Ethics update course every 2 years. Our system will recognize if you’ve taken courses with us in the past and we will not let you duplicate.
Our online courses are quick and easy, and entirely online. And if you miss something, we catch it. Betty, our Office “Captain,” is known for her attention to detail. If you miss a specific requirement or course, she catches it and makes sure that you have what you need.