Insurance Continuing Education Provider Number: 285688
24 CE hours total including 3 hours of Ethics
20 CE hours total including 3 hours of Ethics
License terms and additional requirements are discussed below.
Frequency: One-time training must be complete prior to selling LTC products.
Frequency: After completing the initial 8-hour training requirement, producers licensed 4 years or less must complete 8 hours of state-approved LTC training annually for the first 4 years of licensure. Producers licensed more than 4 years must complete 8 hours of state-approved LTC training in every 2-year license term.
Important Notice: In order to solicit/sell long-term care insurance in California, agents need to hold a current license as: Life Accident and Health Insurance Agent, and you must comply with the LTC 8-hour training requirements. If holding a Life-Only Agent license, agents may sell LTC only as an LTC rider on a full life policy, and must also complete the 8-hour training requirements.
Of these 16 hours, 8 hours must be fulfilled in a state-approved classroom, and 8 hours must be fulfilled by taking a state-approved LTC self-study course.
Frequency: One-time training must be complete prior to selling LTCP products.
Frequency: After completing the initial 16-hour training requirement, LTCP insurance producers must complete 8 hours of state-approved LTCP training in every 2-year license term, which must be fulfilled in a state-approved classroom.
Residents and non-residents must comply with California training requirements before selling, soliciting or negotiating long-term care or long-term care partnership products.
All California producers who sell federal flood insurance policies must complete a one-time 3 hour course relating to National Flood Insurance Program (NFIP) training.
All California fire and casualty broker-agents and personal line broker-agents who negotiate or sell homeowners’ (HO) insurance will be required to complete a one-time 3-hour homeowners’ insurance valuation training course.
California Limited Lines Automobile Insurance Producers are required to complete 20 CE hours, including 3 hours of ethics are required every 2 year license term.
California Independent or Public Adjusters are required to complete 24 CE hours, including 3 hours of ethics every 2 year license term.
Nonresident producers selling annuities, LTC, LTC partnership, or flood products are required to complete the same special training/education requirements as resident producers.
The last day of your license issuance month every 2 years.
For individuals not currently licensed as a life settlement broker and who do not hold a life agent license or have held the life agent license for less than one year, the license must be renewed on an annual basis. If the individual holds a life agent license, on the one year anniversary of the life agent license the life settlement broker becomes eligible for the two year life settlement notification. For step-by-step notification and application procedures click here.
For individuals not currently licensed as a life settlement broker, but who are licensed as a life agent for at least a year will need to pay the life producer notification fee of $128 to become a life settlement broker, which is good for a two year period. The license will need to be renewed on the same date as the life agent license expires. For step-by-step notification and application procedures click here.
Individuals licensed prior to July 2, 2010 as a life settlement broker who have also been licensed as a life agent for at least one year will be initially issued a two-year life producer notification of Brokering Life Settlements that corresponds with their life agent license. The life producer notification will need to be renewed on the same date as the life agent license expires.
Individuals licensed prior to July 2, 2010 as a life settlement broker who do not hold a life agent license or who have held a life agent license less than one year will be initially issued a one-year life settlement broker license. After one year they will either apply to renew the one-year life settlement broker license or if qualified, renew for a two-year life producer notification.
Any special requirement courses completed before a license has been issued will not be reported to the state until American Online Insurance School has received the correct license number from the student.
Category restrictions: A licensee must take courses approved for a line of insurance he or she is licensed to sell. Courses approved as life only can only be taken by producers with a life only or life, accident, and health license.
Course Presentation: Self-study online.
Study requirements: Student should read the course material prior to taking the final exam.
Exam proctor requirements: Self-study final exams are open book. Students may refer to the course material as often as needed.
Exam rules: The final exam must be passed with a 70 percent or higher to receive credit. Students have unlimited retakes.
Excess hours may be carried forward to the next year. Excess hours from an approved ethics, annuity or LTC course are carried over as general credit only.
A course may not be taken for credit more than once within a 2-year license term. Within the first 4 years of selling LTC products, producers may only repeat an LTC course every 24 months from the original course completion date.
American Online Insurance School provides online, printable certificates of completion in California. Certificates of completion will be available to print online immediately after a final exam is passed. The licensee must keep a copy of each certificate of completion in his or her file for 5 years.
Get additional information about license renewal HERE.
Agents can renew their license online HERE.
Agents can renew their license by paper using the paper Renewal Form.
Fees vary by license type and a schedule of fees can be found HERE. Fees can be paid before all required CE has been completed, but the renewal will not be fully processed until all required CE has been completed and reported to the Department of Insurance.
Licensees are exempt from continuing education if one of the following is true:
Individuals who have held a life agent license for at least one year or who obtained a life settlement broker license prior to July 2, 2010 are exempt from the 15 hour life settlement broker training course requirement. This does not include an exemption from the life agent CE requirement of 24 CE hours, including 3 hours of ethics.
The producer holds a nonresident license and does NOT sell annuities, LTC, LTC partnership, or flood products.
The producer holds only a cargo shippers license.
The producer is 70 years or older and has held a California insurance license in good standing for 30 years or more. This does not include an exemption from product specific training for LTC and Annuities.
The producer holds a life license and claims a funeral exemption (sells less than $15,000 of insurance).
How often does AOIS report California Insurance CE course completions?
We report completed courses every business day to Sircon.
Our online courses are quick and easy, and entirely online. And if you miss something, we catch it. Betty, our Office “Captain,” is known for her attention to detail. If you miss a specific requirement or course, she catches it and makes sure that you have what you need.