Arizona Continuing Education Requirements

Insurance Continuing Education Provider Number:  10016344

The Basics

Arizona agents are required to complete 48 hours of continuing education every 4 year license term to maintain their license, which must include 6 hours of ethics.  There are additional requirements that must be met to sell long-term care, annuity or flood policies.


Life and Health Producers

Long-Term Care

We have all the LTC training you need to stay compliant.

Initial 8-hour training requirement

Before selling LTC policies in Arizona, producers must complete an 8-hour state approved Long-Term Care Partnership training.  This requirement is included in the 48 total hours of continuing education.

Ongoing 4-hour training requirement

After completing the initial 8-hour training, producers continuing to sell LTC must complete a 4-hour ongoing training every two calendar years.  This is also included in the 48-hour requirement.

Annuity Best Interest

Agents selling annuity products must include a one-time, 4-hour annuity course with their continuing education.  This is included in the 48-hour continuing education requirement and must be completed before selling annuity products.

Effective January 1st, 2021:  Licensees who sell annuity products will need to complete a new annuity course that includes the new Best Interest rules. Licensees who have already completed a 4-hour annuity course prior to 1/1/2021 may complete a 1-hour annuity best interest course or complete the new 4-hour annuity best interest course. Licensees who have not completed a 4-hour annuity course must take the annuity best interests course prior to selling annuities.

Property and Casualty Producers


Resident licensed property and casualty producers who sell federal flood insurance policies are required to complete a one-time, 3-hour flood insurance course.  This is included in the 48-hour continuing education requirement and must be completed before selling federal flood insurance policies.


Nonresident CE Requirements

Nonresident agents who are in good standing in their home state are not required to complete Arizona-approved continuing education courses to be eligible to renew the Arizona insurance license.

Non-resident producers planning to sell Long-Term Care (LTC) may take an 8-hour NAIC course approved for use in any licensed state.

License Term

The renewal term is the last day of the license issuance month, every 4 years.

CE Completion Reporting

Same-Day Reporting: American Online Insurance School reports course completions electronically every business day.

Certificate of Completion

American Online Insurance School provides online, printable certificates in Arizona. Certificates of completion are available to print online immediately after the final exam is passed. Because American Online Insurance School reports CE credits, certificates should not be sent to the Arizona Department unless required for auditing purposes. Producers are required to maintain the original certificate of completion in his or her files.

License Renewal Process

Resident and nonresident licensees can renew their licenses online here.

Make sure you complete your continuing education early.  

Expect a delay between the time you complete a course and the time course completion appears on a transcript or you receive a Certificate of Compliance.  If the Department does not receive your complete license renewal application, including evidence of completing insurance continuing education, on or before the date your license expires, you will have to stop conducting insurance business and wait until the Department renews your license, and you will have to pay a $100 late renewal fee.

You may renew your license up to 90 days before your license expiration date.

Helpful Links:
DIFI Contact Info

Arizona Department of Insurance and Financial Institutions (DIFI)

Mailing Address:

100 North 15th Avenue

Suite 261

Phoenix, AZ 85007

We’ve got you covered

Courses can not be duplicated within a three year window. Licensees must take a different 5-hour Law and Ethics update course every 2 years. Our system will recognize if you’ve taken courses with us in the past and we will not let you duplicate.

No need to worry about compliance

Our online courses are quick and easy, and entirely online. And if you miss something, we catch it. Betty, our Office “Captain,” is known for her attention to detail. If you miss a specific requirement or course, she catches it and makes sure that you have what you need.