Maryland Licensing Resources

Producer

Individuals must complete a pre-licensing course of study for the lines of authority desired before taking any examination. Applicants are required to pass a final exam of the pre-licensing course with a 70% or higher to receive a certificate of completion and be eligible to take the state exam. The pre-licensing course must consist of 20 classroom hours per line of authority, or equivalent individual instruction, on the general principles of insurance for that line of authority. The lines of authority requiring a pre-licensing course are as follows:

• Life – 20 hour course on Life Insurance or 40 hour course on Life, Accident & Health or Sickness Insurance
• Health & Accident or Sickness – 20 hour course on Health Insurance or 40 hour course on Life, Accident & Health or Sickness Insurance
• Combined Life / Accident & Health or Sickness (Disability) – 40 hour course on Life, Accident & Health or Sickness Insurance
• Variable Life and Variable Annuity Products line of authority – exempt from both prelicensing course and examination; however, must already hold and maintain “Life” line of authority, must have already passed securities examinations “Series 6” or “Series 7” and “Series 63” or “Series 66” and must be licensed with a registered Broker Dealer in accordance with the rules of the Maryland Securities Commission. During the application process, an applicant will be required to provide the CRD number to verify the exams passed.

Once the pre-licensing course is completed and a certificate is awarded, the insurance licensing examination can be taken within six months from the date of the certificate.

State Exam Information

Making Exam Reservations

Before scheduling your exam, we recommend that you read the Candidate Handbook for important details. Licensing exams are provided by Prometric.

When scheduling your exam, be sure to use your legal name and personal information as it appears on your government issued ID. The state exam must be taken within six months of completing your pre-licensing course, and the cost for the exam is $60 for Life exams, Accident & Health or Sickness exams, and Life, Health & Accident exams. You can make an exam reservation through the following methods:

• Online: Make an online reservation at https://www.prometric.com/maryland/insurance
• Phone: 800-610-1174

What to Bring

When scheduling your exam, be sure to use your legal name and personal information as it appears on your government issued ID. Bring a current form of photo and signature identification (a valid Driver’s License, non-driver ID, passport, or military ID). 

Exam Procedures

• Report to the test center 30 minutes before the exam to complete paperwork.
• Examinees are not permitted to bring purses, study materials, books, calculators, or cell phones into the testing area.
• Examinees may not leave the room during an exam without permission from the exam proctor.
• At the end of the exam you will see your score results on the screen and a score report will be emailed to you by Prometric.

Exam format

• • • Each major line exam is given in a multiple-choice format.
    • The passing score required on each exam is 70%.
    • Your examination will be graded immediately upon submission.
    • At the end of the exam you will see your score results on the screen and a score report will be emailed to you by Prometric.
    • Your passing grades will be reported electronically to the Maryland Insurance Administration.
    • The passing grade is valid for a period of six months from the exam date indicated, during which time you should file your online license application with NIPR.

American Online Insurance School provides information as a courtesy to individuals who getting licensed and/or are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither American Online Insurance School nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.