Illinois Continuing Education Requirements
Insurance Continuing Education Provider Number: 105249
The Basics
Agents are required to complete 24 CE hours, including 3 hours of ethics every 2 years for all license types. The ethics CE requirement must be completed in an approved classroom course. See below for important details.
Resident Requirements
Life and Health Producers
24 CE hours, including 3 hours in ethics every 2-year license term. The ethics CE requirement must be completed in an approved classroom course.
Annuity Training
Before selling, soliciting, or negotiating annuity products in Illinois, producers must complete a one-time annuity training course approved for at least 4 hours.
Long-Term Care Insurance (LTCI)
Initial 8-hour training requirement: Before soliciting or selling LTCI products in Illinois, resident producers must complete an 8-hour LTC training course.
Ongoing 4-hour training requirement: After completing the initial training, resident producers must complete a 4-hour course on the subject of long-term care within 24 months of the completion of the 8-hour initial training course, and every 24 months thereafter
Failure to complete the on-going 4-hour training course within 24 months of completing the initial 8-hour training course will forfeit recognition of the initial 8-hour training course by the Illinois Department of Insurance, and will result in the initial 8-hour training course having to be repeated.
Viatical and Life Settlements
All life agents who also hold a Viatical Settlement Broker license and sell viatical life settlement policies must complete at least 4 hours CE course in viatical settlements every 24 months.
Property and Casualty Producers
Flood Insurance
To comply with the minimum training requirements established by the Federal Emergency Management Agency (FEMA), producers who sell flood insurance issued through the National Flood Insurance Program (NFIP) must complete a one-time 3 hour flood training course.
Crop Producers
24 CE hours, including 3 hours in ethics every 2-year license term. The ethics CE requirement must be completed in an approved classroom course.
Public Adjusters
24 CE hours, including 3 hours in ethics every 2-year license term. The ethics CE requirement must be completed in an approved classroom course.
Nonresident CE Requirements
Annuity Training
Before selling, soliciting, or negotiating annuity products in Illinois, producers must complete a one-time annuity training course approved for at least 4 hours.
Long-Term Care Insurance (LTCI)
Nonresident producers who are licensed to sell LTC insurance in Illinois and who have satisfied the long-term care partnership training program in their home state, or another state with an LTC partnership requirement, have satisfied Illinois’ LTC requirement.
Viatical and Life Settlements
All life agents who also hold a Viatical Settlement Broker license and sell viatical life settlement policies must complete a one-time 4 hour CE course in viatical settlements. *Nonresidents who have completed a course of at least 4 hours in their resident state will be deemed compliant with this requirement.
License Term
The license term is every 2 years on the last day of the birth month.
CE must be completed at least 30 days prior to license expiration to avoid penalty.
Category Restrictions
3 hours of ethics study must be completed in a classroom. Crop producers can fulfill their CE requirement with course approved for property and casualty.
Exam Proctor Requirements
Illinois does not require a proctor during a course exam.
Exam Rules
Self-study courses are open book. During the examination, producers may refer to course materials or notes. A score of 70% is required to pass and students have unlimited retakes.
CE Carryover Allowance
Up to 12 hours of excess CE may be carried over to the subsequent license term.
Course Repetition Rules
Courses cannot be repeated more than once in a 2 year license term.
Certificate of Completion
AOIS provides online printable certificates of completion in Illinois. Certificates of completion will be available to print online immediately after a final exam is passed. Producers must keep the original certificate of completion in his or her files for 5 years.
License Renewal Process
Electronic Renewals will be available up to 90-days prior to a licensee’s expiration date. If the current date exceeds the expiration date, you will be required to pay a penalty fee.
To renew online CLICK HERE.
CE Exemptions
The following individuals are exempt from CE requirements:
Those holding a temporary license
Those holding any of the following limited licenses: baggage, limited travel health, or trip cancellation sold in connection with transportation by a common carrier; industrial life; industrial health; and insurance issued by a local mutual district, county, or township insurance company
Nonresident producers who meet their resident states’ CE requirements
Helpful Links:
Illinois Department of Insurance Contact Info
Phone: (312) 814-2420 or (217) 782-4515
122 S. Michigan Ave, 19th Floor
Chicago, IL 60603
320 W. Washington St.
Springfield, IL 62767
We’ve got you covered
How often does AOIS report Illinois Insurance CE course completions?
We report completed courses every business day to the appropriate authority.
No need to worry about compliance
Our online courses are quick and easy, and entirely online. And if you miss something, we catch it. Betty, our Office “Captain,” is known for her attention to detail. If you miss a specific requirement or course, she catches it and makes sure that you have what you need.
